Making a positive impact

We've been trusted to look after more than £24 billion of our customers' retirement savings. It's our responsibility to make informed, responsible choices and ensure our investment portfolio has a positive impact on society and the environment.

We were the first UK insurer to issue a Green Bond, and in 2021 we issued a Sustainability RT1 Bond, the first of its kind in the UK and European insurance sector.

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Sustainability Bond framework

A Responsible Investment Framework drives our current and future ESG investment.

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Allocation Report

Green/Sustainability Bond full allocation report.

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Leaving a responsible footprint

We have an important role in helping the world transition towards a sustainable environment and low carbon economy. We've pledged publicly to reach Net Zero in scope 1 and 2 emissions by 2025. We've also committed to reach Net Zero in our Scope 3 emissions by 2050.

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Scope 1

These are direct emissions from company-owned and controlled resources released into the atmosphere.

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Scope 2

These are emissions created by the generation of purchased energy. For us it means emissions associated with the electricity we buy.

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Scope 3

These emissions are essential for a company to deliver its business but are outside its own control. For example, from business travel or our suppliers.

Creating a Fair World

The way we conduct business, the way we treat customers, colleagues and all our stakeholders, as well as the role we play in wider society - these all contribute to creating a fair world.

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Vulnerable customers

We’ve been working with the financial advice community to help them gain a greater understanding of how vulnerability might affect their customers.

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Supporting our communities

Just is committed to good corporate citizenship and supporting community and charity initiatives.

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Diversity, equity and inclusion

We make every effort to accommodate all colleagues’ unique abilities and we all put our customers at the heart of what we do.

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