Company overview

Formed in 2016 by the merger of Just Retirement and Partnership Assurance, Just is a specialist UK financial services group focussing on attractive segments of the UK retirement income market.  We are a leading and established provider of retirement income products and services to individual and corporate clients.

Our customers are the focus of everything that we do, and investing in our resources enables us to provide products and services to help them achieve a fair, fulfilling and secure retirement.

We are well placed in attractive growth markets.  We maintained momentum in both the Defined Benefit de-risking and Lifetime Mortgage markets, despite the uncertainty of Brexit, and, importantly, we have seen a promising return of demand in the market for individual Guaranteed Income for Life solutions.

These attractive markets combined with our stronger medical intellectual property, expanding distribution franchise and sustainable capital model make the Group an adaptive, innovative company with a strong business model in growing markets.

Our business model is strong and differentiated and is constructed to enable us to increase our access to customers, select profitable risks and use capital efficiently.

The companies within the Just Group are authorised and regulated in the United Kingdom by the Financial Conduct Authority and / or the Prudential Regulation Authority.

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